/* ========== GLOBAL ========== */

:root {
  --tfw-ink: #132033;
  --tfw-rose: #4c1315;
  --tfw-rose-dark: #3a0f11;
  --tfw-cream: #faeee9;
  --partner-primary: #b46e4c; /* default partner accent */
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html, body {
  margin: 0;
  padding: 0;
}

body {
  font-family: "Manrope", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: #faeee9; /* light rose */
  color: var(--tfw-ink);
}

h1, h2, h3, h4, h5, h6 {
  font-family: "Playfair Display", "Times New Roman", serif;
}

body.no-scroll {
  overflow: hidden;
}

.snap-container {
}

.snap-section {
}

/* A centred content wrapper used everywhere */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 32px;
}

/* ========== HEADER ========== */

.site-header {
  background: linear-gradient(90deg, #ffffff, #4c1315);
  padding: 10px 0;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

/* Logo size similar to your design */
.logo {
  width: clamp(140px, 24vw, 240px);
  height: auto; /* responsive: grows up to 240px but shrinks on smaller screens */
}

/* Outline CTA in header */
.btn-outline {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 8px 18px;
  border-radius: 6px;
  border: 2px solid #0f3d36;
  background: #F9F4EE;
  color: #0f3d36;
  font-weight: 600;
  font-size: 0.95rem;
  text-decoration: none;
  transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease;
}

.btn-outline:hover {
  background: #0f3d36;
  color: #F9F4EE;
  transform: translateY(-1px);
}

/* ====DIVIDERs==== */

.wave-divider {
  width: 100%;
  height: 90px;
  display: block;
  background: url("./images/wave-backdrop-romany.png") center/cover no-repeat;
}

.section-divider {
  width: 220px;
  height: 3px;
  margin: 40px auto 40px;
  background: repeating-linear-gradient(
    to right,
    #0f3d36,
    #0f3d36 14px,
    transparent 14px,
    transparent 20px
  );
  opacity: 0.7;
}

/* ========== HERO ========== */

.hero {
  padding: 60px 0;
  display: flex;
  align-items: center;
  background: var(--tfw-cream);
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(0, 1fr);
  align-items: center;
  column-gap: 90px; /* tightened to mirror mock spacing */
}

.hero-text {
  max-width: 540px; /* keeps the heading block nice and narrow */
}

.partner-section {
  display: none;
  background: var(--tfw-cream);
  padding: 20px 0 12px;
}

body.is-referral .partner-section,
.partner-section.show {
  display: block !important;
}

.partner-section .container {
  max-width: 1200px;
  margin: 0 auto;
  padding-left: 32px;
  padding-right: 32px;
}

.partner-section-inner {
  width: 100%;
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  align-items: center;
  justify-content: space-between;
}

.partner-card {
  display: none;
  background: #f9f3ef;
  padding: 1.2rem 1.5rem;
  border-radius: 12px;
  width: 100%;
  max-width: none;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.06);
  border: 1px solid rgba(0, 0, 0, 0.03);
  margin: 0;
  grid-template-columns: minmax(0, 1fr) minmax(0, 0.9fr);
  gap: 20px;
  align-items: center;
  justify-self: center;
}

body.is-referral .partner-card,
.partner-card.show {
  display: grid !important;
}

.partner-kicker {
  font-size: 0.85rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: #6a6a6a;
  margin: 0 0 0.65rem 0;
}

.partner-kicker .partner-name {
  color: var(--tfw-ink);
  letter-spacing: normal;
  text-transform: none;
  margin-left: 0.25rem;
}

.partner-logo-wrapper {
  margin-bottom: 0.9rem;
}

.partner-logo[data-referrer-logo] {
  max-width: 160px;
  max-height: 60px;
  object-fit: contain;
  display: block;
}

.partner-headline {
  font-size: 1.15rem;
  line-height: 1.4;
  margin: 0 0 0.5rem 0;
  font-weight: 600;
  color: #1f2733;
}

.partner-subcopy {
  font-size: 0.95rem;
  line-height: 1.5;
  margin: 0;
  color: #4d5663;
}

@media (max-width: 900px) {
  .partner-card {
    max-width: 100%;
    grid-template-columns: 1fr;
  }
  .partner-card-visual {
    justify-self: start;
  }
}

.partner-card-visual {
  display: none;
  justify-self: end;
  align-self: center;
}

.partner-card-visual.has-image {
  display: block;
}

.partner-card-visual-img {
  width: 100%;
  max-width: 420px;
  max-height: 240px;
  border-radius: 14px;
  box-shadow: 0 18px 38px rgba(0, 0, 0, 0.12);
  border: 1px solid rgba(0, 0, 0, 0.08);
  object-fit: cover;
}

.hero-intro {
  font-size: 0.9rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--partner-primary, var(--tfw-rose));
  margin: 0 0 8px;
}

.hero-tagline {
  margin: 0;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--tfw-ink);
  line-height: 1.35;
}

.hero-subtext {
  margin: 0;
  font-size: 0.95rem;
  color: #4f5a6a;
  line-height: 1.5;
}

.hero-tagline:empty,
.hero-subtext:empty,
.partner-logo[src=""],
.partner-logo:not([src]) {
  display: none !important;
}

.partner-logo {
  width: 150px;
  height: auto;
  margin: 0 0 6px;
  display: none;
}

.hero-text h1 {
  font-size: 3rem;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: -0.01em;
  margin: 0 0 28px;
}

.hero-desc {
  font-size: 1.08rem;
  line-height: 1.7;
  max-width: 560px;
  margin: 0 0 28px;
}

.hero-list {
  list-style: none;
  padding: 0;
  margin: 0 0 32px;
  font-size: 1.05rem;
  line-height: 1.65;
}

.hero-list li {
  position: relative;
  padding-left: 30px;
  margin-bottom: 14px;
}

/* simple coloured tick – you can swap for an inline SVG later */
.hero-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  color: #6a2c2d;
  font-weight: 700;
  font-size: 1.35rem;
}

/* Main CTA button */

.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 18px 40px;
  border-radius: 6px;
  border: none;
  background: var(--partner-primary, var(--tfw-rose));
  color: #F9F4EE;
  font-weight: 600;
  font-size: 1.05rem;
  text-decoration: none;
  cursor: pointer;
  transition: background 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
}

.btn-primary:hover,
.btn-primary:focus {
  background: var(--partner-primary, var(--tfw-rose-dark));
  transform: translateY(-1px);
  box-shadow: 0 8px 20px rgba(15, 35, 64, 0.22);
}

.hero-btn {
  margin-top: 8px;
  width: 100%;
  max-width: 640px; /* wide bar-like CTA */
  justify-content: center;
}

/* RIGHT SIDE – illustration */

.hero-image img {
  width: 100%;
  max-width: 500px; /* closer to mock scale */
  height: auto;
  display: block;
  margin: 0 auto;
  transform-origin: center center;
}

.hero-image {
  will-change: transform;
  transform: translateY(var(--hero-parallax, 0px));
  transition: transform 0.12s ease-out, margin-top 0.25s ease;
}

.hero-arch {
  width: 100%;
  max-width: 420px;
  margin: 0 auto;
  border: 3px solid var(--tfw-ink);
  border-radius: 999px 999px 40px 40px;
  overflow: hidden;
  background: #ffffff;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.12);
  animation: heroIntro 1.1s ease forwards, heroFloat 7s ease-in-out infinite 1.1s;
}

.hero-arch img.hero-illustration {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  margin: 0;
}

.is-partner-page .hero-arch {
  border: 2px solid var(--partner-primary, var(--tfw-ink));
  border-radius: 14px;
  max-width: 520px;
  box-shadow: 0 14px 32px rgba(0, 0, 0, 0.08);
  margin-top: -12px;
}

.is-partner-page .hero-arch img.hero-illustration {
  border-radius: 12px;
  object-fit: cover;
}

.is-partner-page .hero-image {
  align-self: flex-start;
}

.is-partner-page .hero-text {
  padding-top: 6px;
}

/* Flat variant when partner supplies a hero image */
.hero-arch-flat {
  border-radius: 14px !important;
  overflow: hidden;
  box-shadow: 0 12px 26px rgba(0,0,0,0.08);
}

.hero-arch-flat img.hero-illustration {
  border-radius: 12px !important;
  object-fit: cover;
}

/* When referral data is present, keep alignment consistent */
.is-referral .hero-grid {
  align-items: center;
}

/* gentle float + intro */
@keyframes heroIntro {
  0% { opacity: 0; transform: translateY(24px) scale(0.985); }
  100% { opacity: 1; transform: translateY(0) scale(1); }
}

@keyframes heroFloat {
  0%, 100% { transform: translateY(0) scale(1); }
  50% { transform: translateY(-4px) scale(1.005); }
}


/* RISKS SECTION  ----------------------------*/

.risks {
  padding: 120px 0 96px;        /* controls overall space above/below section */
}

.risks-heading {
  text-align: center;
  margin-bottom: 56px;          /* space between heading and the cards */
  opacity: 0;
  transform: translateY(14px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

/* the dotted line between hero + risks */
.risks-accent {
  display: block;
  width: 260px;
  height: 3px;
  margin: -50px auto 60px;   /* ← THIS pulls it much further up */
  background: repeating-linear-gradient(
    to right,
    #0f3d36,
    #0f3d36 14px,
    transparent 14px,
    transparent 20px
  );
  opacity: 0;
  transform: scaleX(0);
  transform-origin: center;
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.risks h2 {
  font-size: 3.2rem;
  line-height: 1.08;
  margin: 0;
  color: #0f3d36;
}

.risks-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 28px;
  align-items: start;
}

.risk-card {
  text-align: center;
  padding: 48px 32px;
  background: #ffffff;
  border: 1px solid rgba(76, 19, 21, 0.08);
  border-radius: 28px;
  max-width: 360px;
  margin: 0 auto;
  transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 14px;
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.risk-icon {
  margin-bottom: 12px;
  color: #0f3d36;
}

.risk-icon img {
  display: block;
  margin: 0 auto;
  width: 100px;
  height: 100px;
  object-fit: contain;
}

.risk-card h3 {
  margin: 0 0 14px;
  font-size: 1.45rem;
  font-weight: 600;
  color: #0f3d36;
}

.risk-card p {
  margin: 0;
  font-size: 1rem;
  line-height: 1.6;
  color: #0f3d36;
}
 
.risk-modal {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.4);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  z-index: 999;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.25s ease;
}

.risk-modal.open {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

.risk-modal-content {
  background: #fff;
  border-radius: 18px;
  padding: 18px 18px 14px;
  max-width: 520px;
  width: 100%;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.16);
  position: relative;
  transform: translateY(12px) scale(0.98);
  opacity: 0;
  transition: transform 0.25s ease, opacity 0.25s ease;
}

.risk-modal-text {
  margin: 0;
  font-size: 1.02rem;
  line-height: 1.6;
  color: #0f3d36;
}

.risk-modal-close {
  position: absolute;
  top: 10px;
  right: 12px;
  background: none;
  border: none;
  font-size: 1.4rem;
  cursor: pointer;
  color: #0f3d36;
  line-height: 1;
}

.risk-modal.open .risk-modal-content {
  transform: translateY(0) scale(1);
  opacity: 1;
}

.risk-mobile-detail {
  display: none;
}

.risk-card:hover {
  transform: translateY(-6px);
  background: #ffffff;
  box-shadow: 0 14px 28px rgba(15, 35, 64, 0.08);
}

.risks.in-view .risks-heading {
  opacity: 1;
  transform: translateY(0);
}

.risks.in-view .risks-accent {
  opacity: 1;
  transform: scaleX(1);
}

.risks.in-view .risk-card {
  opacity: 1;
  transform: translateY(0);
}

.risks.in-view .risk-card:nth-child(1) { transition-delay: 0.15s; }
.risks.in-view .risk-card:nth-child(2) { transition-delay: 0.3s; }
.risks.in-view .risk-card:nth-child(3) { transition-delay: 0.45s; }

/* ========== PROCESS SECTION ========== */

.process {
  padding: 120px 0;
}

.process-title {
  font-size: 3rem;
  line-height: 1.08;
  text-align: left;
  margin: 0 0 44px;
  color: #0f3d36;
  opacity: 0;
  transform: translateY(14px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 28px;
  margin-bottom: 60px;
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.65s ease, transform 0.65s ease;
}

.process-step {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 16px;
  align-items: flex-start;
  position: relative;
  padding: 18px 12px;
  z-index: 0;
  min-height: 180px;
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.process-step::after {
  content: "";
  position: absolute;
  inset: 12px;
  background: radial-gradient(ellipse at center, rgba(15, 35, 64, 0.06) 0%, rgba(15, 35, 64, 0.02) 60%, transparent 75%);
  z-index: 0; /* sits beneath illustration */
  border-radius: 20px;
  pointer-events: none;
}

/* faint background illustrations per step */
.process-step::before {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 230px;
  height: 230px;
  background-repeat: no-repeat;
  background-size: 88%;
  background-position: center;
  opacity: 0.3;
  filter: saturate(1.05) brightness(0.95);
  mix-blend-mode: multiply;
  pointer-events: none;
  z-index: 1; /* above the shadow glow */
}

.process-step.bg-clipboard::before {
  background-image: url("./images/clipboard.png");
}

.process-step.bg-chart::before {
  background-image: url("./images/chart.png");
}

.process-step.bg-lightbulb::before {
  background-image: url("./images/lightbulb.png");
}

.process-badge {
  position: relative;
  width: 76px;
  height: 76px;
  background: #0f3d36;
  border: 4px solid #6a2c2d;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #F9F4EE;
  font-weight: 700;
  font-size: 1.35rem;
  z-index: 2;
  box-shadow: 0 10px 20px rgba(15, 35, 64, 0.18);
}

.process-badge::before {
  content: "";
  position: absolute;
  right: -15px;
  top: 50%;
  transform: translateY(-50%);
  width: 0;
  height: 0;
  border-top: 14px solid transparent;
  border-bottom: 14px solid transparent;
  border-left: 18px solid #0f3d36;
  filter: drop-shadow(2px 3px 6px rgba(15, 35, 64, 0.16));
}

/* Animate process section */
.process-title {
  opacity: 0;
  transform: translateY(14px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.process-steps {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.65s ease, transform 0.65s ease;
}

.process-step {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.process-cta-wrap {
  text-align: center;
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.process.in-view .process-title {
  opacity: 1;
  transform: translateY(0);
}

.process.in-view .process-steps {
  opacity: 1;
  transform: translateY(0);
}

.process.in-view .process-step {
  opacity: 1;
  transform: translateY(0);
}

.process.in-view .process-step:nth-child(1) { transition-delay: 0.1s; }
.process.in-view .process-step:nth-child(2) { transition-delay: 0.25s; }
.process.in-view .process-step:nth-child(3) { transition-delay: 0.4s; }

.process.in-view .process-cta-wrap {
  opacity: 1;
  transform: translateY(0);
  transition-delay: 0.5s;
}

.process-copy {
  position: relative;
  z-index: 2;
}

.process-step h3 {
  margin: 0 0 10px;
  font-size: 1.35rem;
  font-weight: 600;
  color: #0f3d36;
}

.process-step p {
  margin: 0;
  font-size: 1rem;
  line-height: 1.6;
  color: #0f3d36;
}

.process-cta-wrap {
  text-align: center;
}

.process-cta {
  width: 100%;
  max-width: 900px;
  padding: 20px 48px;
  border-radius: 999px;
  font-size: 1.2rem;
  font-weight: 700;
  display: inline-flex;
  justify-content: center;
  align-items: center;
  margin: 0 auto 12px;
}

.process-subtext {
  margin: 5px 0 0;
  font-size: 1rem;
  color: rgba(15, 35, 64, 0.7);
  font-style: italic;
}

/* ========== SCORE SECTION ========== */

.score {
  padding: 120px 0;
}

.score-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(0, 0.8fr);
  column-gap: 60px;
  row-gap: 16px;
  grid-template-areas:
    "heading visual"
    "text    visual"
    "cta     visual"
    "subtext visual";
  align-items: center;
}

/* heading */

.score-heading {
  grid-area: heading;
  font-size: 3rem;
  line-height: 1.30;
  margin: 0 0 16px;
  color: #0f3d36;
  opacity: 0;
  transform: translateY(12px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.score-highlight {
  background: none;
  color: #0f3d36;
  padding: 4px 8px;
  display: inline-block;
  border-radius: 6px;
  line-height: 1.2;
  position: relative;
  z-index: 0;
  vertical-align: baseline;
}

.score-highlight::after {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 0;
  background: #c4a16a;
  border-radius: 0;
  z-index: -1;
  transition: width 0.8s ease;
}

/* text block */

.score-text {
  grid-area: text;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.score-text p {
  font-size: 1.08rem;
  line-height: 1.7;
  margin: 0;
  color: #0f3d36;
  opacity: 0;
  transform: translateY(12px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}

/* CTA + subtext */

.score-cta {
  grid-area: cta;
  margin: 10px 0 8px;
  padding: 20px 36px;
  border-radius: 999px;
  font-size: 1.15rem;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  max-width: 420px;
  white-space: nowrap;
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}

.score-subtext {
  grid-area: subtext;
  margin: 5px 0 0;
  font-size: 0.98rem;
  color: rgba(15, 35, 64, 0.7);
  font-style: italic;
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}

.score-powered {
  margin-top: 0.5rem;
  font-size: 0.85rem;
  opacity: 0.7;
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}

/* visual + note */

.score-visual {
  grid-area: visual;
  text-align: center;
}

.score-visual img {
  width: 100%;
  max-width: 520px;
  height: auto;
  display: block;
  margin: 0 auto 8px;
  opacity: 0;
  transform: translateY(14px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.score-note {
  /* grid-area: note;  <-- remove this line if you have it */
  margin: 10px auto 0;
  max-width: 360px;
  text-align: center;
  font-size: 1rem;
  color: rgba(15, 35, 64, 0.7);
  font-style: italic;
  font-weight: 500;
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}

/* scroll-in animation hooks */

.score.in-view .score-heading {
  opacity: 1;
  transform: translateY(0);
}

.score.in-view .score-highlight::after {
  width: 100%;
  transition-delay: 0.6s;
}

.score.in-view .score-visual img,
.score.in-view .score-note {
  opacity: 1;
  transform: translateY(0);
}

.score.in-view .score-cta {
  opacity: 1;
  transform: translateY(0);
  transition-delay: 0.35s;
}

.score.in-view .score-subtext {
  opacity: 1;
  transform: translateY(0);
  transition-delay: 0.5s;
}

.score.in-view .score-powered {
  opacity: 1;
  transform: translateY(0);
  transition-delay: 0.6s;
}

.score.in-view .score-text p {
  opacity: 1;
  transform: translateY(0);
}

.score.in-view .score-text p:nth-of-type(1) { transition-delay: 0.1s; }
.score.in-view .score-text p:nth-of-type(2) { transition-delay: 0.22s; }

/* About Romany */
.about-romany {
  padding: 5rem 0;
  background: #faeee9;
  position: relative;
  overflow: hidden;
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.about-grid {
  display: grid;
  gap: 2.4rem;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 1.05fr);
  align-items: stretch;
  position: relative;
  z-index: 2;
}

.about-image img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: 16px;
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.12);
  position: relative;
  z-index: 2;
}

.about-romany::before {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: 120px;
  height: 420px;
  background: url("./images/wave-backdrop-romany.png") center/cover no-repeat;
  opacity: 0.7;
  z-index: 0;
  clip-path: polygon(0 0, 0 0, 0 100%, 0 100%);
  transition: clip-path 2s ease-out, opacity 0.6s ease;
}

.about-text {
  background: #ffffff;
  border-radius: 18px;
  padding: 22px 24px;
  box-shadow: 0 20px 44px rgba(0, 0, 0, 0.08);
  display: grid;
  gap: 14px;
  align-content: start;
  position: relative;
  z-index: 1;
}

.about-romany.in-view {
  opacity: 1;
  transform: translateY(0);
}

.about-romany.in-view::before {
  clip-path: polygon(0 0, 100% 0, 100% 100%, 0 100%);
}

.about-text h2 {
  font-family: "Playfair Display", "Times New Roman", serif;
  font-size: 2.3rem;
  margin-bottom: 1rem;
}

.about-text p {
  font-size: 1.02rem;
  line-height: 1.7;
  color: var(--tfw-ink);
  margin: 0;
}

.about-text ul {
  display: none;
}

@media (max-width: 768px) {
  .about-grid {
    grid-template-columns: minmax(0, 1fr);
  }
}

/* ========== EXPERTS SECTION ========== */

.experts {
  position: relative;
  padding: 120px 0;
  overflow: hidden;
}

.experts::before {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  top: 200px;
  height: 460px;
  background: url("./images/wave-backdrop-romany.png") center/cover no-repeat;
  opacity: 0.85;
  clip-path: polygon(0 0, 0 0, 0 100%, 0 100%);
  transition: clip-path 2s ease-out, opacity 0.6s ease;
  pointer-events: none;
}

.experts.in-view::before {
  clip-path: polygon(0 0, 100% 0, 100% 100%, 0 100%);
}

.experts-title {
  text-align: center;
  font-size: 3rem;
  line-height: 1.1;
  margin: 0 0 56px;
  color: #0f3d36;
  position: relative;
  z-index: 1;
}

.experts-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 32px;
  align-items: start;
  position: relative;
  z-index: 1;
}

.expert-card {
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}

.expert-image {
  width: 100%;
  max-width: 280px;
  aspect-ratio: 3 / 4.1;
  border: 3px solid #0f3d36;
  border-radius: 999px 999px 36px 36px;
  overflow: hidden;
  background: #dfe4ec;
  box-shadow: 0 10px 24px rgba(15, 35, 64, 0.12);
}

.expert-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 40%;
  display: block;
}

/* Lift Damian's portrait down inside the arch */
.expert-card:first-of-type .expert-image img {
  object-position: center 30%;
}

.expert-card h3 {
  margin: 6px 0 2px;
  font-size: 1.4rem;
  font-weight: 700;
  color: #0f3d36;
}

.expert-role {
  margin: 0;
  font-size: 1.05rem;
  color: #0f3d36;
  font-weight: 600;
  line-height: 1.3;
}

.expert-meta {
  margin: 0;
  font-size: 0.98rem;
  color: #0f3d36;
  line-height: 1.35;
}

.experts-footnote {
  position: relative;
  z-index: 1;
  text-align: center;
  margin: 18px auto 0;
  font-size: 1.05rem;
  line-height: 1.6;
  color: #0f3d36;
  max-width: 720px;
}

.experts-hint {
  display: none;
  text-align: center;
  margin: 12px auto 0;
  color: #0f3d36;
  font-weight: 600;
  font-size: 0.96rem;
  letter-spacing: 0.01em;
}

/* ========== NOTIFY SECTION ========== */

.notify {
  padding: 70px 0 100px;
}

.notify-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 0.9fr);
  align-items: center;
  column-gap: 60px;
}

.notify-text h2 {
  font-size: 2.7rem;
  line-height: 1.12;
  margin: 0 0 20px;
  color: #0f3d36;
}

.notify-text p {
  font-size: 1.08rem;
  line-height: 1.65;
  margin: 0 0 18px;
  color: #0f3d36;
}

.notify-text ul {
  list-style: none;
  padding: 0;
  margin: 0 0 24px;
  font-size: 1.02rem;
  line-height: 1.6;
  color: #0f3d36;
}

.notify-text li {
  position: relative;
  padding-left: 26px;
  margin-bottom: 8px;
}

.notify-text li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  color: #6a2c2d;
  font-weight: 700;
}

.notify-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 18px 34px;
  border-radius: 999px;
  font-size: 1.1rem;
  font-weight: 700;
  margin-top: 4px;
}

.notify-visual img {
  width: 100%;
  max-width: 520px;
  height: auto;
  display: block;
  margin: 0 auto;
}

/* Add arrow to buttons */
.btn-primary::after,
.btn-outline::after {
  content: "→";
  display: inline-block;
  margin-left: 10px;
  font-weight: 700;
  transform: translateY(-1px);
}

.notify-visual {
  opacity: 0;
  transform: translateY(90px);
  transition: opacity 0.6s ease 0.15s, transform 0.6s ease 0.15s;
}

.notify-visual.in-view {
  opacity: 1;
  transform: translateY(0);
}

.notify-text {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease 0.15s, transform 0.6s ease 0.15s;
}

.notify-text.in-view {
  opacity: 1;
  transform: translateY(0);
}

.notify-cta {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.45s ease, transform 0.45s ease;
}

.notify-text.in-view .notify-cta {
  opacity: 1;
  transform: translateY(0);
  transition-delay: 0.5s;
}

/* ========== SCORECARD SECTION ========== */

.scorecard {
  padding: 100px 0 60px;
}

.scorecard .container {
  max-width: 1100px;
}

.scorecard-title {
  text-align: center;
  font-size: 3.1rem;
  line-height: 1.08;
  margin: 0 0 42px;
  color: #0f3d36;
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.scorecard-title .highlight {
  color: var(--tfw-rose);
  text-decoration: none;
  position: relative;
  display: inline-block;
  z-index: 1;
}

.scorecard-title .highlight::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 3px;
  border-bottom: 3px dotted var(--tfw-ink);
  z-index: -1; /* behind the text */
}

.scorecard-content {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2rem;
  padding-bottom: 60px;
}

.scorecard-text {
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.scorecard-quotes {
  list-style: none;
  padding: 0;
  margin: 0 0 24px;
  display: grid;
  gap: 22px;
  font-size: 1.05rem;
  line-height: 1.62;
  color: #0f3d36;
  max-width: 320px;
  position: relative;
  justify-items: center;
  text-align: center;
}

.scorecard-quotes li {
  position: relative;
  padding-right: 72px;
  opacity: 0;
  transform: translateY(12px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}

.scorecard-quotes li::after {
  content: "";
  position: absolute;
  top: 50%;
  right: 0;
  width: 60px;
  border-top: 3px dotted #6a2c2d;
  transform: translateY(-50%);
}

.scorecard-note {
  margin: 0;
  font-size: 1rem;
  color: rgba(15, 35, 64, 0.7);
  font-style: italic;
  max-width: 420px;
  text-align: center;
  margin: 12px auto 0;
  opacity: 0;
  transform: translateY(14px);
  transition: opacity 0.6s ease 0.2s, transform 0.6s ease 0.2s;
}

.scorecard-visual img {
  width: 100%;
  max-width: 420px;
  height: auto;
  display: block;
  margin: 0 auto;
  animation: scorecard-float 4s ease-in-out infinite;
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease 0.15s, transform 0.6s ease 0.15s;
}

@keyframes scorecard-float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-3px); }
}

.scorecard.in-view .scorecard-title {
  opacity: 1;
  transform: translateY(0);
}

.scorecard.in-view .scorecard-visual img,
.scorecard.in-view .scorecard-note {
  opacity: 1;
  transform: translateY(0);
}

.scorecard.in-view .scorecard-quotes li {
  opacity: 1;
  transform: translateY(0);
}

.scorecard.in-view .scorecard-quotes li:nth-child(1) { transition-delay: 0.3s; }
.scorecard.in-view .scorecard-quotes li:nth-child(2) { transition-delay: 0.45s; }
.scorecard.in-view .scorecard-quotes li:nth-child(3) { transition-delay: 0.6s; }

.reviews {
  padding: 70px 0 90px;
}

.reviews-grid {
  display: grid;
  grid-template-columns: minmax(260px, 0.8fr) minmax(0, 2.2fr); /* ~1/4 text, 3/4 reviews */
  align-items: start;
  gap: 44px;
  justify-items: start;
}

.reviews-text {
  grid-column: 1;
}

.reviews-text h2 {
  font-size: 3rem;
  line-height: 1.1;
  margin: 0 0 24px;
  color: #0f3d36;
}

.reviews-text p {
  font-size: 1.1rem;
  line-height: 1.7;
  margin: 0;
  color: #0f3d36;
  max-width: 520px;
}

.reviews-arrow {
  margin-top: 26px;
  display: none;
}

.reviews-arrow img {
  width: 200px;
  height: auto;
  animation: arrow-sway 4s ease-in-out infinite;
}

@keyframes arrow-sway {
  0%, 100% { transform: translateX(0); }
  50% { transform: translateX(8px); }
}

.reviews-cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 32px 28px;
  grid-column: 2;
  justify-self: stretch;
  justify-items: center;
}

.review-card {
  background: #0f3d36;
  color: #f0f4f9;
  padding: 32px 26px 22px;
  border-radius: 24px;
  position: relative;
  text-align: center;
  min-height: 210px;
  max-width: 340px;
  box-shadow: 0 10px 24px rgba(15, 35, 64, 0.12);
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 0.7s ease, transform 0.7s ease;
  overflow: visible; /* prevent pill clipping */
}

.review-stars {
  position: absolute;
  top: -6px; /* nudge down to avoid clipping */
  left: 50%;
  transform: translateX(-50%);
  padding: 8px 16px;
  border-radius: 999px;
  background: #c3a16b;
  box-shadow: 0 6px 12px rgba(15, 35, 64, 0.2);
}

.review-stars img {
  height: 26px; /* stars-only image fits better */
  width: auto;
}

.reviews-cards.in-view .review-card {
  opacity: 1;
  transform: translateY(0);
}

.reviews-cards.in-view .review-card:nth-child(1) { transition-delay: 0s; }
.reviews-cards.in-view .review-card:nth-child(2) { transition-delay: 0.18s; }
.reviews-cards.in-view .review-card:nth-child(3) { transition-delay: 0.36s; }
.reviews-cards.in-view .review-card:nth-child(4) { transition-delay: 0.54s; }
.reviews-cards.in-view .review-card:nth-child(5) { transition-delay: 0.72s; }
.reviews-cards.in-view .review-card:nth-child(6) { transition-delay: 0.9s; }

.review-card p {
  margin: 30px 0 12px;
  line-height: 1.55;
  font-size: 1.02rem;
}

/* FOOTER */
.legal {
  background: #0f3d36;
  color: #f7f2ea;
  padding: 26px 0;
}

.legal-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.legal-text h3 {
  margin: 0 0 6px;
  font-size: 1.4rem;
  color: #f7f2ea;
  position: relative;
  display: inline-block;
  z-index: 1;
}

.legal-text h3::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 3px;
  border-bottom: 3px dotted #6a2c2d;
  z-index: -1; /* sits behind the text */
}

.legal-text ul {
  margin: 0;
  padding-left: 18px;
  font-size: 0.98rem;
  line-height: 1.5;
}

.legal-logo img {
  height: 64px;
  width: auto;
  display: block;
  position: relative;
}

.legal-logo img.cartwheel {
  animation: cartwheel 1s ease;
}

.legal-logo img.leaf-fall {
  animation: leafFall 2.4s ease-out forwards;
}

@keyframes leafFall {
  0% {
    opacity: 0;
    transform: translate(-8vw, -120vh) rotate(-18deg);
  }
  20% {
    opacity: 0.35;
    transform: translate(-14vw, -82vh) rotate(-4deg);
  }
  45% {
    opacity: 0.55;
    transform: translate(10vw, -48vh) rotate(22deg);
  }
  70% {
    opacity: 0.75;
    transform: translate(-6vw, -18vh) rotate(-16deg);
  }
  100% {
    opacity: 1;
    transform: translate(0, 0) rotate(0deg);
  }
}

@keyframes cartwheel {
  0% { transform: rotate(0deg); }
  50% { transform: rotate(360deg) scale(1.05); }
  100% { transform: rotate(360deg) scale(1); }
}

.reviewer {
  display: block;
  color: rgba(240, 244, 249, 0.8);
  font-size: 0.9rem;
}

/* FINAL CTA */
.cta-final {
  padding: 64px 0 96px;
}

.cta-final-inner {
  display: flex;
  flex-direction: column;
  gap: 36px;
  max-width: 1200px;
  margin: 0 auto;
  
  background: #fff;
  border-radius: 32px;
  padding: 40px 36px;
  box-shadow: 0 10px 26px rgba(15, 35, 64, 0.12);
  transform: translateY(20px) scale(0.99);
  transition:
    box-shadow 0.45s ease,
    transform 0.45s ease,
    background 0.45s ease;
}

/* Tag + heading row */
.cta-final-heading .cta-tag {
  display: inline-flex;
  align-items: center;
  padding: 0.25rem 0.85rem;
  border-radius: 999px;
  font-size: 0.8rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  background: rgba(181, 94, 94, 0.1);
  color: var(--tfw-rose);
  margin-bottom: 0.75rem;
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 0.5s ease, transform 0.5s ease;
}

.cta-main {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 16px;
  position: relative;
}

/* make the word + burst behave as a little unit */
.cta-burst-wrap {
  position: relative;
  display: inline-block;
  padding-right: 0;
  white-space: nowrap;
}

.cta-final-heading h3 {
  margin: 0;
  font-size: 3.2rem;
  line-height: 1.1;
  color: #0f3d36;
  letter-spacing: -0.01em;
  max-width: 520px;
  opacity: 0;
  transform: translateY(12px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

/* Bottom row: ticks + big button */
.cta-final-body {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 70px;
  margin-top: 32px;
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.cta-final.in-view .cta-final-heading h3 {
  opacity: 1;
  transform: translateY(0);
}

.cta-final.in-view .cta-final-heading h3:nth-of-type(1) { transition-delay: 0.05s; }
.cta-final.in-view .cta-final-heading h3:nth-of-type(2) { transition-delay: 0.2s; }
.cta-final.in-view .cta-final-heading h3:nth-of-type(3) { transition-delay: 0.35s; }

.cta-final.in-view .cta-final-heading .cta-tag {
  opacity: 1;
  transform: translateY(0);
  transition-delay: 0.02s;
}

.cta-final.in-view .cta-final-body {
  opacity: 1;
  transform: translateY(0);
  transition-delay: 0.2s;
}

.cta-final.in-view .cta-final-btn {
  opacity: 1;
  transform: translateY(0);
  transition-delay: 0.35s;
}

.cta-final.in-view .cta-final-subtext {
  opacity: 1;
  transform: translateY(0);
  transition-delay: 0.45s;
}

/* When scrolled into view, lift the whole card */
.cta-final.in-view .cta-final-inner {
  transform: translateY(0) scale(1);
  box-shadow: 0 20px 50px rgba(15, 35, 64, 0.28);
  background: #fdfbf8; /* tiny warm tint so it feels lit/spotlighted */
}

.cta-points {
  list-style: none;
  padding: 0;
  margin: 0;
  color: #0f3d36;
  font-size: 1.1rem;
  line-height: 1.85;
  flex: 0 1 380px;
}

.cta-points li {
  position: relative;
  padding-left: 30px;
  margin-bottom: 12px;
}

.cta-points li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  color: #6a2c2d;
  font-weight: 700;
  font-size: 1.3rem;
}

/* Right-hand button column */
.cta-final-actions {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 8px;
  flex: 0 1 520px;
  align-self: flex-end;
}

.cta-final-btn {
  width: 100%;
  max-width: 520px;
  padding: 24px 42px;
  border-radius: 999px;
  font-size: 1.15rem;
  font-weight: 700;
  text-align: center;
  justify-content: center;
  opacity: 0;
  transform: translateY(12px);
  transition: opacity 0.55s ease, transform 0.55s ease;
}

.cta-final-subtext {
  margin: 5px 0 0;
  font-size: 1rem;
  font-style: italic;
  color: rgba(15, 35, 64, 0.7);
  width: 100%;
  text-align: center;
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 0.5s ease, transform 0.5s ease;
}
.trust-banner {
  background: #0f3d36;
  color: #f7f2ea;
  padding: 14px 0;
}

.trust-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 14px;
  font-size: 1.08rem;
  font-weight: 700;
  flex-wrap: nowrap;
  overflow: hidden;
}

.trust-left {
  display: inline-flex;
  align-items: center;
  gap: 12px;
}

.trust-icon {
  height: 42px;
  width: auto;
  display: inline-block;
}

.trust-stars-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 12px;
  border-radius: 999px;
  background: rgba(247, 242, 234, 0.16);
  border: 1px solid rgba(247, 242, 234, 0.28);
}

.trust-stars {
  height: 26px;
  width: auto;
  display: inline-block;
  position: relative;
  top: 0;
  transform: translateY(1px);
}

.trust-right span {
  background: #f7f2ea;
  color: #6a2c2d;
  padding: 6px 10px;
  display: inline-block;
  border-radius: 4px;
  line-height: 1;
}

@media (max-width: 720px) {
  .trust-inner {
    gap: 10px;
  }
}

@media (max-width: 520px) {
  .trust-inner {
    justify-content: center;
    gap: 8px;
    flex-wrap: nowrap;
  }

  .trust-left {
    display: inline-flex;
    align-items: center;
    gap: 8px;
  }

  .trust-left .trust-icon,
  .trust-left span {
    display: none;
  }

  .trust-stars {
    height: 38px;
  }

  .trust-right {
    display: inline-flex;
  }

  .trust-right span {
    padding: 8px 12px;
    font-size: 1rem;
  }
}

/* ========== RESPONSIVE ========== */

@media (max-width: 960px) {
  .cta-main {
    flex-direction: column;
    align-items: flex-start;
    gap: 26px;
  }

  .cta-final-heading h3 {
    font-size: 2.5rem;
    max-width: none;
  }

  .cta-final-body {
    flex-direction: column;
    gap: 26px;
    justify-content: flex-start;   /* stop pushing them apart */
  }

  .cta-final-actions {
    flex: none;          /* remove the forced 520px flex-basis */
    align-self: stretch; /* let it behave naturally */
    width: 100%;         /* fills the container normally */
    gap: 6px;            /* keep your tighter spacing */
  }

  .cta-points {
    font-size: 1.02rem;
    margin: 0;
    line-height: 1.5;
    flex: 0 1 24px;
  }

  .cta-points li {
    margin-bottom: 8px;
  }

  .cta-final-btn {
    max-width: none;
  }

 .cta-final-inner {
    gap: 18px;
  }

  .cta-final-subtext {
    text-align: center;
    padding: 0 0 30px;
  }

  .hero {
    padding: 50px 0 64px;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    row-gap: 40px;
  }

  .hero-text {
    text-align: left;
  }

  .hero-text h1 {
    font-size: 2.6rem;
    line-height: 1.15;
  }

  .hero-desc {
    font-size: 1.05rem;
  }

  .hero-list {
    font-size: 1.02rem;
  }

  .hero-btn {
    max-width: 100%;
  }

  .hero-image img {
    width: 100%;
    max-width: 600px;  /* was 520px */
    height: auto;
    display: block;
    margin: 0 auto;
  }

  .risks {
    padding: 26px 0 88px;
  }

  .risks h2 {
    font-size: 2.6rem;
  }

  .risks-grid {
    grid-template-columns: 1fr;
    gap: 34px;
  }

  .risk-card {
    border-radius: 30px;
    max-width: 520px;
  }

  .process {
    padding: 26px 0 88px;
  }

  .process-title {
    font-size: 2.4rem;
    margin-bottom: 32px;
  }

  .process-steps {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .process-step {
    grid-template-columns: auto 1fr;
    padding: 12px 10px;
    min-height: 160px;
  }

  .process-step::before {
    width: 200px;
    height: 200px;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    background-size: 88%;
    opacity: 0.28;
  }

  .score {
    padding: 52px 0 90px;
  }

  .score-grid {
    grid-template-columns: 1fr;
    row-gap: 36px;
  }

  .score-text h2 {
    font-size: 2.4rem;
  }

  .score-text p {
    font-size: 1.04rem;
  }

  .score-visual img {
    max-width: 460px;
  }

  .experts {
    padding: 48px 0 80px;
  }

  .experts-title {
    font-size: 2.6rem;
    margin-bottom: 40px;
  }

  .experts-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 20px;
    justify-items: center;
  }

  .expert-image {
    max-width: 240px;
  }

  .experts-footnote {
    margin-top: 16px;
    font-size: 1rem;
  }

  .notify {
    padding: 52px 0 90px;
  }

  .notify-grid {
    grid-template-columns: 1fr;
    row-gap: 32px;
  }

  .notify-text h2 {
    font-size: 2.3rem;
  }

  .notify-text p,
  .notify-text ul {
    font-size: 1.02rem;
  }

  .notify-visual img {
    max-width: 460px;
  }

  .reviews {
    padding: 50px 0 72px;
  }

  .reviews-grid {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 20px;
  }

  .reviews-text h2 {
    font-size: 2.4rem;
  }

  .reviews-text p {
    font-size: 1.05rem;
  }

  .reviews-cards {
    display: flex;
    overflow-x: auto;
    gap: 16px;
    padding: 8px 4px 12px;
    scroll-snap-type: x mandatory;
    scrollbar-width: none;
    margin-top: 12px;
    width: 100%;
  }

  .reviews-cards::-webkit-scrollbar {
    display: none;
  }

  .review-card {
    min-width: 85vw;
    max-width: none;
    scroll-snap-align: center;
  }

  .review-stars {
  top: -6px;
}

  .scorecard {
    padding: 52px 0 34px;
  }

  .scorecard-content {
  flex-direction: column-reverse;
  align-items: center;
  gap: 2.2rem;
  padding-bottom: 70px;
}

  .scorecard-title {
    font-size: 2.6rem;
  }

  .scorecard-quotes {
    max-width: none;
  }

  .scorecard-quotes li {
    padding-right: 0;
  }

  .scorecard-quotes li::after {
    display: none;
  }

  .scorecard-note {
    max-width: none;
  }

  .scorecard-visual img {
    max-width: 220px;
  }

  .trust-inner {
    flex-direction: column;
    gap: 12px;
    text-align: center;
  }
}

@media (max-width: 640px) {
.cta-burst-wrap {
  padding-right: 0;
  white-space: normal;
}
}

@media (max-width: 600px) {
  .container {
    padding: 0 20px;
  }

  .wave-divider {
  height: 40px;
  background-position: center;
  background-size: cover;
  }

  .logo {
    width: 180px;
    max-width: 60vw;
  }

  .hero {
    padding: 48px 0 60px;
  }

  .hero-grid {
    position: relative;
    grid-template-columns: 1fr;
    row-gap: 32px;
  }

  .hero-text h1 {
    font-size: 2.1rem;
  }

  .hero-desc {
    font-size: 1rem;
  }

  .hero-text {
    padding-right: 0;
  }

  .btn-primary {
    width: 100%;
    justify-content: center;
  }

  .btn-outline {
    padding: 8px 20px;
    font-size: 0.85rem;
  }

  .site-header .header-inner {
    justify-content: center;
  }

  .site-header .btn-outline {
    display: none;
  }

  .hero-image {
    display: none;
  }

  .risks h2 {
    font-size: 2.2rem;
  }

  .risk-card {
    padding: 18px 8px;
    background: none;
    border-radius: 24px;
    cursor: pointer;
    text-align: center;
    align-items: center;
    grid-column: span 1;
  }

  .risks {
    padding: 32px 0 28px;
  }

  .risks-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 12px 10px;
    justify-items: center;
    align-items: start;
  }

  .risk-card p {
    display: none;
  }

  .risk-icon {
    margin-bottom: 6px;
  }

  .risk-icon img {
    width: 80px;
    height: 80px;
  }

  .risk-card h3 {
    margin: 0;
    font-size: 1.05rem;
  }

  .process-title {
    font-size: 2.1rem;
  }

  .process-badge {
    width: 68px;
    height: 68px;
    font-size: 1.2rem;
  }

  .process-step::before {
    width: 160px;
    height: 160px;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    background-size: 84%;
  }

  .process-cta {
    font-size: 1.05rem;
    margin: 6px auto 6px;
  }

  .process-subtext {
    font-size: 0.95rem;
    margin-top: 5px;  }

  .process {
    padding: 32px 0;
  }

    /* SCORE – mobile layout */
  .score {
    padding: 34px 0;
  }

  .scorecard-quotes {
  max-width: 320px;
  margin: 0 auto 20px;
  text-align: left;      /* switch to centre if you prefer */
  }  

  .score-grid {
    display: block;   /* stack in DOM order: heading, visual, text, button, subtext, note */
  }

  .score-heading {
    font-size: 2.1rem;
    margin-bottom: 12px;
  }

  .score-text p {
    font-size: 0.98rem;
  }

  .score-visual img {
    max-width: 280px; /* smaller on mobile */
    margin: 0 auto 12px;
  }

  .score-note {
    margin-bottom: 24px;
  }

  .score-cta {
    width: 100%;
    max-width: 380px;
    margin: 16px auto 0;
    justify-content: center;
  }

  .score-subtext,
  .score-note {
    font-size: 0.98rem;  
    margin-top: 5px;
    text-align: center;
    width: 100%;
  }

  .experts {
    padding: 34px 0;
  }

  .experts::before {
    opacity: 0.45;
  }

  .experts-title {
    font-size: 2.2rem;
  }

  .experts-grid {
    display: flex;
    flex-direction: row;
    gap: 16px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scrollbar-width: none;
    padding: 4px 6px 12px;
  }

  .experts-grid::-webkit-scrollbar {
    display: none;
  }

  .expert-card {
    min-width: 85vw;
    scroll-snap-align: center;
    align-items: center;
  }

  .expert-image {
    max-width: 220px;
  }

  .experts-footnote {
    margin-top: 14px;
    font-size: 0.98rem;
  }

  .experts-hint {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    margin-top: 10px;
    font-size: 0.92rem;
    color: #0f3d36;
  }

  .notify {
    padding: 34px 0;
  }

  .notify-text h2 {
    font-size: 2.1rem;
  }

  .notify-visual img {
    max-width: 360px;
  }

  /* FINAL CTA MOBILE OVERRIDES */
  .cta-final {
    padding: 12px 14px 20px;
  }
  .legal {
    padding: 18px 0;
  }
  .cta-final-inner {
  gap: 18px;
  max-width: 92vw;   /* card is 92% of viewport width */
  margin: 0 auto;    /* centre it */
  padding: 28px 20px;
  border-radius: 24px;
}
  .cta-final-heading h3 {
    font-size: 2.2rem;
    margin-bottom: 4px;
  }
  .cta-main {
    flex-direction: column;
    align-items: flex-start;
    gap: 24px;
    position: static;
  }
  .cta-final-body {
    gap: 6px;
    margin-top: 0;
    align-items: flex-start;
    justify-content: flex-start;
  }
  .cta-points {
    font-size: 1.02rem;
    margin: 0;
    line-height: 1.5;
    flex: 0 1 24px;
  }
  .cta-points li {
    margin-bottom: 8px;
  }
  .cta-final-actions {
    width: 100%;
    align-items: flex-start;
    gap: 6px;
  }
    .cta-final-btn {
    padding: 16px 24px;
  }

    .cta-final-subtext {
    margin: 2px 0 0;
    font-size: 0.98rem;
    font-style: italic;
    color: rgba(15, 35, 64, 0.7);
    width: 100%;
    text-align: center;
  }

  .cta-final-actions {
    flex: none;          /* remove the forced 520px flex-basis */
  }

  .reviews {
    padding: 40px 0;
  }

  .reviews-text h2 {
    font-size: 2.1rem;
  }

  .reviews-text p {
    font-size: 1.02rem;
  }

  .reviews-arrow img {
    width: 140px;
  }

  .reviews-grid {
    display: flex;
    flex-direction: column;
    gap: 20px;
    align-items: flex-start;
  }

  .reviews-cards {
    display: flex;
    flex-direction: row;
    overflow-x: auto;
    gap: 14px;
    padding: 28px 6px 14px;
    scroll-snap-type: x mandatory;
    scrollbar-width: none;
    width: 100%;
  }

  .reviews-cards::-webkit-scrollbar {
    display: none;
  }

  .review-card {
    min-width: 90vw;
    max-width: none;
    scroll-snap-align: center;
    box-shadow: none;
  }

  .scorecard {
    padding: 38px 0 22px;
  }

  .scorecard-content {
    padding-bottom: 46px;
    gap: 1.8rem;
  }

  .trust-inner {
    flex-direction: column;
    gap: 12px;
  }

  .trust-left,
  .trust-right {
    font-size: 1rem;
  }
}
.partner-card-body {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}